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Types of claims

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Bicycle and motorcycle accidents

Many of the rules of the road that would apply to operators of automobiles also apply to bicycles and motorcycles. However, there are some important differences in the laws. Insurance coverage is different for motorcycles. Full knowledge and understanding of these differences is crucial in protecting the injured and maximizing his or her recovery. That is why it is very important to contact an attorney immediately to find out all of this information, document the injuries and confirm coverage to properly compensate you for your injuries.

Boating accidents

Every year thousands of people are injured in boating accidents. Boating accidents can occur in a variety of situations ranging from cruise ships to small boats and jet-skis. There are specific rules and regulations for safe boating that are different from the rules of operating a car. There are also different laws that apply to cruise ships and accidents that happen while out at sea. That is why it is very important to contact an attorney immediately to find out all of this information, document the injuries and confirm coverage to properly compensate you for your injuries.

Car accidents

Car accidents are the most common types of injury claims. There are many facets to an automobile accident claim and all law firms handle them differently. Part of the claim is making sure that your car is properly repaired or paid for and you are entitled to a rental vehicle to use while your car is being repaired. You should be compensated for any lost wages and make sure all of your medical bills are paid in full. In addition, you should be compensated for your pain and suffering, mental anguish, loss of capacity for the enjoyment of life and any lost earning capacity. That is why it is very important to contact an attorney immediately to find out all of this information, document the injuries and confirm coverage to properly compensate you for your injuries.

Construction Site Accidents

Many accidents that occur on a construction site are very complex. There are many state and federal rules and regulations that have to be followed by both the employer and employee. Specific regulations also apply to the relationships between the general contractor and subcontractors. It is especially important to investigate these claims thoroughly and make sure you identify all parties that could be liable. Since the construction site is constantly changing with the progress if the project, photographs are the best way to preserve the condition of the site at the time of the accident. That is why it is very important to contact an attorney immediately to find out all of this information, document the injuries and confirm coverage to properly compensate you for your injuries.

Dog bites

There are many rules and regulations regarding pets in South Florida. Some counties have specific requirements about what dog breeds can be family pets. A dog bite can be a very traumatic event, with permanent scars and severe injuries. In many cases, “strict liability” is imposed upon the dog owner. That means that the dog owner is automatically responsible for the actions or injuries caused by a dog if it was not provoked, taunted or defending itself. If you or a family member is the victim of a dog bite, make sure you get immediate medical care. Take pictures of the wounds and find out if the dog has been vaccinated. Damages caused by a dog bite may be covered under the owner’s homeowner’s insurance. Unfortunately, some homeowner’s insurance policies have exclusions for dog bites or require an owner to purchase extra coverage. That is why it is very important to contact an attorney immediately to find out all of this information, document the injuries and confirm coverage to properly compensate you for your injuries.

Drunk driving

Accidents involving a drunk driver are especially dangerous. If the person is convicted of driving while under the influence, then the civil damages are increased. Punitive damages, awarded in addition to other damages to punish the person, are allowed but are often not covered under the drunk driver’s automobile insurance policy. A thorough investigation and asset search are often performed to maximize recovery. That is why it is very important to contact an attorney immediately to find out all of this information, document the injuries and confirm coverage to properly compensate you for your injuries.

Hotel and motel accidents

Hotels and motels are required by law to provide certain protection to their guests. They are required to provide a safe place to stay, and that means security while on the premises and safety within the confines of the individual room and building. It is very important to investigate these claims to find out of there have been similar incidents in the past. This helps establish the fact that the owner of the hotel/motel had notice of the problem. Notice is an essential element in bringing a claim.

Household accidents

Many household accidents are covered under the homeowner’s insurance policy. However there are limitations and exclusions for the individuals living in the household and events that are covered under the policy. Be sure to check your homeowner’s insurance policy to make sure you are covered or protected if there is an accident in your home or if your house is damaged due to a flood or plumbing issue. This also applies if you are injured in someone else’ home or premises.

Under your homeowner’s insurance policy, you are protected if your home is damaged by water, fire, flood or hurricane. It is very important to read your homeowner’s policy to see exactly what items are covered under the policy and purchase additional coverage of you have expensive or unique things in your house.

Did you know that Florida law requires your insurance company to pay for your attorney’s fees if you prevail in litigation regarding an insurance claim? That is why it is very important to contact an attorney immediately to find out all of this information, document the damages and confirm coverage to properly compensate you for your property damages. Best of all, it may not cost you anything!

Hurricane claims

Living in south Florida, we have had our share of hurricanes. Hurricane claims are also called “first party” claims because you are making a claim against your own insurance company. Many people become upset and frustrated when they make a claim against their own insurance company. You pay your insurance premiums and expect to be covered when your property is damaged. Unfortunately, the insurance companies are not as responsive and efficient as you would expect them to be. That is why many times you need the experience and expertise of an attorney to represent your interests against your insurance company. This may sound crazy to some, but Florida law understands your frustration and has a statute that requires the insurance company to pay for your attorney if you prevail on a lawsuit against your own insurance company. So why not contact an attorney to handle the claim for you…for free!

Injuries to children

Our children are a huge part of us and clearly the most important things in our lives. Many times we entrust the care of our children to others, whether it be at school, day care or a friend’s home. When this happens, there is an implied duty to watch and protect the children from any harm or danger. Unfortunately, sometimes our children are not properly watched or cared for. Injuries to children can be devastating and have long term affects. That is why it is very important to contact an attorney immediately to fully investigate the claim, document the injuries, make sure your child gets the proper care and treatment and confirm coverage to properly compensate you for your injuries.

Insurance claims

Most claims for injuries involve insurance companies. The first question is whether it is another person’s insurance, as in the case of a car accident, or is it your insurance, as in the case of a hurricane claim. Either way, the insurance companies have attorneys working for them and advising them every step of the way. You need the assistance of an attorney just to level the playing field. It is very important not to speak with an insurance company until you have consulted with an attorney. Most conversations are recorded and things you say can and will be used against you at a later time. That is why it is very important to contact an attorney immediately before you make a claim so that you can be properly advised about your rights.

Medical malpractice

In the event an individual is injured or killed due the negligent act or omission by a physician, a nurse, a hospital or other healthcare facility, they may be entitled to file a claim against the person or entity at fault. However, these claims are much different and more complex than a typical automobile accident. There is a limit on the amount of time you have to make a malpractice claim and it is shorter than the time for making a negligence claim. You must prove that the health care provider’s conduct fell below the acceptable standard of care in the community. This is accomplished by getting an affidavit from an experienced medical professional in the same field. Then you must retain additional medical professional experts to help prove your case. This becomes very expensive and there is no guarantee of a recovery. That is why it is very important to contact an attorney immediately to find out all of this information, investigate to see if you have a valid claim and get it filed as soon as possible.

Slip and fall

Slip and fall claims are very different from automobile accidents. Just because you fall somewhere does not mean that you are automatically entitled to money. First you have to prove that there was a dangerous condition that caused you to slip and fall. Then, you also have to prove that the alleged dangerous condition was there for a long enough time that someone should have noticed it and cleaned it up. Finally, you must prove that despite it being there for a substantial amount of time, you did not notice the allegedly dangerous condition and that is why you fell. Sometimes this is very difficult to prove and many stores now have video surveillance that allows the store to review the incident and see exactly what happened. You are not allowed to see the video unless you go to trial, so it is very important to document what happened and take pictures of the scene in case the store video gets lost or misplaced. That is why it is very important to contact an attorney immediately to find out all of this information to properly compensate you for your injuries.

Workplace accidents

Many times, accidents that occur at the workplace are governed under the Worker’s Compensation statute, and recovery is limited to what is allowed by statute. These damages are usually limited to time lost from work and payment of medical expenses. There is no recovery for pain and suffering under the Worker’s Compensation statute. However, many times injuries occur at the workplace and are the result of a third party’s negligence. For example, you are injured at your warehouse job when a truck driver from another company is making a delivery and injures you. Under these circumstances, you are entitled to recover from the truck driver’s company for your injuries including pain and suffering. That is why it is very important to contact an attorney immediately to find out all of this information, document the injuries and confirm coverage to properly compensate you for your injuries.

Wrongful death

Wrongful death is an area of personal injury law that occurs when someone causes the death of another. The death may be caused by a person’s actions or inactions (negligence). A wrongful death claim is a civil action for money damages rather than a criminal action. Since the person killed (decedent) cannot file suit, an estate is first created and a personal representative of the estate is appointed to represent the interests of the estate. The estate will seek damages for the decedent and family members for lost wages and benefits (economic), loss of companionship, and emotional pain and suffering (non-economic) caused by the fatality. In a case of wrongful death, damages are assessed to compensate family members for their loss. There are many ways in which damages can be calculated. Since damages can be awarded in a number of areas, it is important to examine each one carefully. That is why it is very important to contact an attorney immediately to find out all of this information, document the injuries and confirm coverage to properly compensate you for your injuries.

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